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Sometimes we think that we have to make major changes in our lives to get ourselves on track. But in reality, major changes are the result of a series of Small Steps.
 Each day we will post three different steps. If you visit the website daily, and do at least one of these steps each day, you will begin to see real progress. Amazing things happen in the Money
Club!
When you complete today's Small Step:
Add yourself to our running tally of Small Steps taken
by Money Club members (below).
- Below are three Small Steps you
can take to begin to change your
life (below) .
- You'll find more Small Steps in
the list of Targeted Small Steps on
the right.
What Will You Do Today?
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Your Small Steps for
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5 Minutes or Less
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| Begin to get off the credit card treadmill. If you want to make a large purchase, try saving monthly for it until you can pay for it in cash. It's much cheaper to save for an item first than to buy it on credit. Keep your future debt load reasonable. |
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| 10
Minutes or Less |
| If you have used CDs lying around the house, call some friends who might want to exchange CDs with you instead of buying new ones. |
| |
| 15 Minutes or Less |
| Gather up all your retirement plan statements and review them. Coordinate your retirement plans with your spouse to make sure that you are both on track to meet your savings goals. |
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Or, you can check out the running total without adding yourself.
Set the Daily Small Steps as Your Home Page
Your home page is the page that appears every time you open Internet Explorer. By choosing the Small Steps page as your home page, you'll get quick access to the daily 15-minute exercises that keep your finances on track.
Or, with Internet Explorer,
you can reset you home page
manually
From the top menu, select:
Tools>Options
....
and designate
your desired home page .
The change will be in effect
the next time you load
your web browser. |
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Money Club
Makeover
 21-day
programs to move you closer to
your goals. Trust your
Money Guides to show you how. It's
free, it's educational, and it's
even fun.
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