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Sometimes we think that we have to make major changes in our lives to get ourselves on track. But in reality, major changes are the result of a series of Small Steps.
 Each day we will post three different steps. If you visit the website daily, and do at least one of these steps each day, you will begin to see real progress. Amazing things happen in the Money
Club!
When you complete today's Small Step:
Add yourself to our running tally of Small Steps taken
by Money Club members (below).
- Below are three Small Steps you
can take to begin to change your
life (below) .
- You'll find more Small Steps in
the list of Targeted Small Steps on
the right.
What Will You Do Today?
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Your Small Steps for
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5 Minutes or Less
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| Keep your PIN private. Memorize it. Don't write it down and never tell it to anyone. |
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| 10
Minutes or Less |
| List 10 really great things you think you could do for people -- either products or services -- if you had the resources and the opportunity. Think of all of the things you have been trained to do, have natural aptitude for, or have created an idea for. Everyone is creative -- don't limit yourself to your current job. |
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| 15 Minutes or Less |
| Prepare for next Holiday season in advance. Buy all of your decorations and cards for the next year right after the Holiday. And set up a Holiday savings plan. After paying off this year's bills, put aside $50 to $100 a month for next year's Holiday presents. You'll emerge from next year's holiday rush debt-free. |
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Or, you can check out the running total without adding yourself.
Set the Daily Small Steps as Your Home Page
Your home page is the page that appears every time you open Internet Explorer. By choosing the Small Steps page as your home page, you'll get quick access to the daily 15-minute exercises that keep your finances on track.
Or, with Internet Explorer,
you can reset you home page
manually
From the top menu, select:
Tools>Options
....
and designate
your desired home page .
The change will be in effect
the next time you load
your web browser. |
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Money Club
Makeover
 21-day
programs to move you closer to
your goals. Trust your
Money Guides to show you how. It's
free, it's educational, and it's
even fun.
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